Senior AML Officer (KYC) (EE)
Senior AML Officer (KYC) (EE)
Senior AML Officer (KYC) (EE)

Senior AML Officer (KYC) (EE)Luminor


Luminor Group

Newly established department in Retail division is looking for new team members to take part in building the Pan Baltic AML governance function. Our key objective is to provide high quality services to our clients of the Luminor group, and to ensure AML Operations are carried out in a compliant manner.  

Being part of the Pan Baltic AML operations organisation AML governance team is preparing documentation, running projects in KYC, transactions monitoring, sanctions screening, fraud monitoring areas and take active part in anti-financial crime risk management areas.  

Senior AML Officer is responsible for documenting anti-financial crime operational activities, align processes and procedures, participate in risk management activities and projects related to the area, performing quality assurance activities, managing compliance and internal audit gaps, providing trainings to organization. 
The Senior AML Officer reports directly to the Unit Manager.


  • Develop and maintain procedures in anti-financial crime area (KYC, monitoring and screening) 
  • Maintain Governance for Customer Risk Forum (procedure, follow-up on decision implementation)
  • Lead projects related to AML operations (coordinating work group activities, aligning process implementation plans)
  • Participate in due diligence processes for Luminor counterparts (banks and other financial institutions)
  • Proactively participate in the identification and assessment of compliance risks associated with the business activities, and propose solutions for control developments to ensure customer related risks are managed effectively
  • Collaborate with other units to manage identified compliance and internal audit gaps, issues and risks 
  • Implement action plans and recommendations
  • Train and advise organization in AML requirements and best practices
  • Carry out quality assurance checks and control effectiveness testing

Skills and Experience: 

  • Extensive knowledge of AML/CFT and/or Sanctions (3-5+ year experience in this area)
  • Initiative, ownership and driving results with energy and positive attitude
  • Excellent communication and interpersonal skills
  • Pro-activeness and commitment to results
  • Willingness to learn, high level of self-motivation
  • Good time management skills
  • University degree (law, economics, business administration or similar)
  • Advanced level of English, fluency at least in one of the Baltic languages is desired
  • Professional certification such as CAMS, ICA is strongly preferred 

Why Luminor? What we can offer you:

  • Dynamic and International working environment that is filled with interesting challenges and opportunities as we build and innovate a new bank together
  • Varied opportunities to support your professional and personal development and growth
  • Health insurance straight after probation period
  • Special prices (some even for free) for all Luminor products and services
  • An additional benefits package for employees after 1 year in the company, which includes additional days of vacation
  • A collaborative and supportive team where you can create and implement ideas
  • A salary range for this position at 2400-3500 EUR (Gross), which is to be determined depending on the level of experience and competencies of the selected candidate


Application deadline is 5th of February

In case of questions please feel free to contact (HR) or (Hiring Manager)