Business Data Analyst, Group Credit Management

Job ID: 2989


Would you like to drive development of Nordea’s credit processes and solutions in Group Credit Management? We are now looking for a Business Data Analyst, Group Credit Management to support the team with a background on data sourcing and data analysis in High Risk Capability. This is an exciting opportunity to develop a key capability at the heart of Nordea.

Your work will require a good understanding of data, with a combination of SQL skills- i.e. working with data warehouses, ability to do root cause analysis, work with data quality issues, and naturally business insights, to help you solve complex problems. You should be familiar with how to set requirements, how to source data and how to analyse data to support common and automated processes. You will work closely with the other members of the team and all relevant stakeholders to analyse and support implementation of new High Risk solutions and processes for a combination of business as well as regulatory requirements.

At Nordea, we’re committed to being a partner our customers and society can count on. Compliance and integrity go hand in hand. Joining us means you’ll have an impact on how we do banking – today and tomorrow. So bring your ideas, skills and unique background. With us, you’ll be in good company with plenty of opportunities to collaborate, grow and make your mark on something bigger.

About this opportunity

Welcome to the High Risk Capability team. We add value by being application owners and drive the development for high risk credit processes (such as debt collection, default management, forbearance, individual provisions) . We work closely with our IT partners in this space. We maintain and foster close collaborations with stakeholders and development units in the business areas and other group functions. We also work in close interaction with the control functions in the second line-of-defence.

What you’ll be doing:
- Drive analysis and set requirements on sourcing of common data to harmonize existing processes and solutions or implement new requirements, initially focusing on the processes around forbearance
- Be the owner of Excel based tools in the high risk area (forbearance NPV tool and the high risk template)
- Drive the implementation and improvement of quality controls
- When required, build up specific competencies on data assets as an Subject Matter Expert, data steward or data asset owner
- Use your business knowledge, analytical skills and product competencies to deliver on objectives
- Be self-motivated and autonomous in developing good relationships and alignment with your team members and stakeholders in Group Credit Management, Banking Technology and other units
- Build up specific competence on processes and applications
- Identify potential improvements to streamline the end to end credit processes, and actively propose new approaches to enable automation through data and increase quality

You will join a diverse, multi-faceted and passionate team. Occasional travel primarily in the Nordics should be expected, always depending on the Covid situation.. The role is based in Tallinn.

Who you are

Collaboration. Ownership. Passion. Courage. These are the values that guide us in being at our best – and that we imagine you share with us.

To succeed in this role, we believe that you:

Have hands on experience from working with analysis and/or development of data in IT or Business to support efficient processes for various use cases
Verify data quality, analyse data sources and work with credit risk data in systems and databases
Build up and maintain expertise of Nordea’s credit risk agenda; including both understanding of relevant accounting principles, regulatory requirements affecting credit risk and the systems and data flows
Take on responsibility for the job, colleagues and the value chain working as one team to make a difference
Execute planned tasks in order to ensure that targets are met and be able to share experience from execution with colleagues
Are flexible within your own role to support the achievements of team results
Are Self-motivated with your own contribution in the value chain by acting with the customers in mind in all processes to create great customer experiences
Identify improvement areas within your own organisation and bring them forward to your leader in order to support the development of these areas in the interest of Nordea

Your experience and background:

At least 3 years of experience from securing effective processes for consistent data
Experience from working with SQL, data analysis and development of tools in Excel
Experience in driving change (from gathering business requirements to implementation)
Strong in documenting and conceptualising requirements capturing the essential in complex environments
Data analyst experience, and familiar with agile methodologies
Strong understanding of both business and IT and the linkage between
Strong communication capacity: comfortable initiating and driving meetings with stakeholders
Ability to learn quickly and develop an understanding, interest and passion for banking and credits
High level of energy and engagement with an ability to work in a fast-paced environment, with tight deadlines
A natural “can do” attitude and a high level of curiosity to find solutions
Ability to interact in English, both orally and in writing

If this sounds like you, get in touch!

Next steps

Submit your application no later than 07/12/2021. For more information, you’re welcome to contact Rainer Angerer Rainer.Angerer@nordea.com and/or matthew.woodward@nordea.com

At Nordea, we know that an inclusive workplace is a sustainable workplace. We deeply believe that our diverse backgrounds, experiences, characteristics and traits make us better at serving customers and communities. So please come as you are.

Please be aware that any applications or CVs coming through email or direct messages will not be accepted or considered.