Join our team as a Lending Competence Center Unit Manager!

Yes, you can! That's our attitude towards our work, ambitions, ideas and relationships. We, at Luminor, believe that anyone has the potential to achieve big things and encourage everyone to achieve them – professionally and personally. 

Whoever you are, and whatever your role is, with Luminor you will get a once-in-a-lifetime opportunity to build a local banking champion.

As a Lending Competence Center Unit manager you will be managing team by taking responsibility for unit performance and quality targets based on Luminor strategy and values. Growing and developing people by showing leadership, engagement, agility, empowerment, openness and courage. Being active contributor in finding business growth opportunities for the team and well as for whole Luminor. Role model who follows Luminors values – collaboration, focus and curiosity.

What You Will Do: 

• Handle credit applications in a timely and professional manner and bring credit matters and customer (both private and mass business) experience to the next level.
• Planning & organizing team daily work, including target setting
• Ensure timely loan application processing and credit decision making according to Luminor quality standards and risk appetite
• Ensure the quality in service, processes and procedures following and risk management through individual and team activities
• Identify process efficiency opportunities, initiate the process change, lead the change to desired result
• Ensuring data quality and inserting data into Banking systems according to existing quality standards, processes and procedures.
• Collaborating with other Luminor colleagues both locally and pan-Baltic level.
• Promote and execute a risk culture in the team that addresses risk awareness and risk-taking behavior
• Ensure professional development of subordinates, regularly use 1:1 discussions as opportunities, provide continuous and constructive feedback on performance
• Being a role model for employees by providing training and fostering their professional and personal development

What We Expect:

• Previous experience in banking lending decision making area
• Previous managerial experience 1-3 years
• Budget management skills
• Cross functional and cross border cooperation skills
• Effective work planning and prioritization skills to achieve organizational goals
• Excellent written and verbal communication skills in Estonian and English.

What We Offer:

• Flexibility. Flexible working hours, remote work and a possibility to work from anywhere in the EU, Iceland, Switzerland and the UK (in total 90 days per year)
• International teams. Teams that go outside Pan-Baltic borders where people value challenging work together with good humour and having fun
• More vacation. Additional week of vacation are available to all employees who have been in the company for 1 year or more
• Volunteer time off. We care about giving back to society, therefore, you will get additional days off for volunteering purposes
• Paid leave. We are proud of our employees who are participating in military training. Therefore, Luminor offers 30 fully paid calendar days for military training every year
• Health benefits. A competitive benefits package in addition to your salary that includes health insurance after the first 3 months pass in all three Baltic states as well as Health days in case of your absence due to sickness without a doctor's note needed
• Wellbeing. Access to tools and resources that help to feel good and be productive at work and in life
• Professional growth. Internal and external training programs, workshops, conferences, online training etc.
• Gross salary. starting from 3800 EUR/month, which is to be determined depending on your level of experience and competencies

The application deadline is 6th of April. We are looking for a candidate primarily already located within the Baltics please apply with your CV in English and PDF format!